I recently had my Yamaha RX-V2095 taken out by lightning, and my homeowners insurance has identified the Yamaha RX-V3200 as the replacement unit. I can either have them send me a unit directly, or take $1400 as replacement value. I need to figure out what to do pretty quickly. My current equipment is: -Paradigm Reference Studio 80s -Paradigm Reference CC -Paradigm Reference ADP (soon) -SVS 20-39CS+ w/Samson S700 -Sony SAT T-60 DirecTiVo -Panasonic A110 DVD -Panasonic Tau 36HX41 Usage is probably 75%/25% HT/music. Seeing as my mains have good extension, It'd be nice to have a unit that would allow a lower crossover frequency (not absolutely necessary). I also need 2-zone functionality. I'd like to be able to do 7.1 as well (on-board would be nice, but needing a 2ch amp is okay, too). Some units I'm considering (always open to others): -Denon 3802 + 3ch amp -Marantz SR8200 -HK 520 + 3ch amp -Yamaha RX-V3200 (from insurance) I'm open to suggestions. I'm considering possibly going with a receiver + 3ch amp, or a higher-end receiver. What do you guys think I should do?