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Did you buy it and install it yourself, or did you get it pre-loaded on a new PC? Store-bought copies give you a year, while the bundled with new PC version only gives 90 days. If it's the latter just pop the 10 bucks for the subscription; it's worth it. If it's the former, you shouldn't have...

You need the subscription to install updated virus definitions, either thru LiveUpdate or via the downloaded updates (they won't install if your subscription is out of date). An alternative to paying for a subscription renewal is to upgrade to the latest version of NAV (the 2002 version)...