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I see. That sucks. Leave it to people to find a way to find loopholes and scam anything.

Well, sorry for your bad experiences, but I've been using them for almost 2 years now without issue.

Only YOU can authorize transactions between any accounts and Paypal, so there will be no activity that happens without your approval, so any "mistakes" would only be made by you. Paypal functions more or less like any other online bank account. It's very easy to allow others to pay into it...

Used it dozens of times with no issues.