Haven't we all had these conversations with friends? You know - "Well, if I won the lottery, I'd spend $x on this, and $x on that, and give $x to this person, and quit this job, and go here, and go there, etc". These are usually the best kinds of conversations - everyone's laughing, smiling, and just basically fantasizing about their dreams. So what would you do? Let's say that you just won $5,000,000, what would you do with it? I'd set aside about half a million, and I'd buy myself a nice home (I'm single, so I don't need something huge), in the northern part of Toronto... fully furnished, with a kick-ass standalone HT Room. I don't know if I'd splurge on a luxury car, considering I don't really see the point... I'd buy myself a nice high-end car, but nothing crazy. I don't think I'd stop working either - I just wouldn't work as hard. My parents and my sister would also be very well taken care of. I'd pay off whatever mortgages they might have, buy them cars, and give them some spending money... probably budget another million on them alone. My few close friends (the ones with whom I'm close now, not those who suddenly love me now that I'm daddy warbucks... ) would each probably enjoy nice all-expenses paid 2 week vacation to wherever they want to go. There would be about a dozen of these people, so I don't figure it would go past the $50,000 mark. The rest would go into various investments and savings accounts... maybe work out some interest rate with a bank to deposit a large amount of cash for a higher-than-average interest rate. Live comfortably off the interest, and enjoy life. Ahhh... to dream. (Gotta go buy some tickets this week...) Moe.