Dan Rudolph
Senior HTF Member
- Joined
- Dec 30, 2002
- Messages
- 4,042
How about a tiger trap? Those deter thieves.
After reading all these posts, a thought occurred to me. If everyone who has responded to this post sent Chuck just one DVD out of their collection, he would already have about 75 DVDs to start the rebuliding process. I know that I for one can spare a single title for this worthy cause and I'm pretty sure most of the other people responding to this post can as well. If anyone is interested in doing this and if you would like our help, Chuck, please respond to this post and maybe we can make this happen.I second that emotion, Brent. Chuck, please keep us apprised regarding the final verdict on your insurance claim. Perhaps, if not for mainstream titles, some willing HTFers in this thread can assist in one way or another--at the very least, keeping our eyes out when browsing our local DVD outlets--with replacing some of the rare/Criterion/expensive/out-of-print titles you had.
Paul
All the "renter's insurance" sales blurbs I've seen were useless to me, because the caps on what can be covered were well bellow the value of my DVDs, CDs, books, computer & HT equipment (Example: $2000 cap on all your electronic equipment -- clearly these jokers have never heard of computer professionals or HT enthusiasts). I'd loved to get real insurance, but it seems that until I buy a place, none is on offer.I have renters insurance through State Farm and I have a $20,000 clause in there that covers all of my dvd's, home theatre equipment and PC. I think it comes to around $10 a month. Everything is in DVD Profiler and I've taken plenty of pictures so hopefully if something like this happens I'm covered.
But back on topic I'm terribly sorry this happened to you. I didn't read the end of the thread yet so not sure if you got any leads yet. Ok, going back to read...
Isn't theft over 5K a felony?That's a good point. I'm sure the cops aren't calculating exactly how much $$ is involved here, they are just seeing them individually as a 'cheap' item. Hopefully when your insurance company sees the hefty price tag involved, maybe they'll put some more pressure on the police.
I already kick myself because I remember 2 movies I didn't add to the list as I returned home. Its too late now.Why? Why is it too late? Especially if she seemed pleasant, I suggest that you tell (don't "ask," tell) the claims adjustor that you would like to reserve the right--since you are recalling titles from memory--to add DVDs to the list until the insurance company renders a decision on your claim and see what she says. Although there may be policy stipulating that once you submit your claim you can't add to it, perhaps you can challenge that given the extenuating circumstances.
Now, in aggravation, it might smack (as far as the insurance company is concerned) of attempts to fraudulently increase the value of your claim. Therefore, you may want to continue thinking about what you owned over the course of the next week and then--in one fax with phone call follow up, as opposed to calling/faxing multiple times--tell her of what titles need to be added to your claim.
If there are any Forum members who are insurance adjustors/who know insurance adjustors who might advise on this, please chime in.
-p
I suggest that you tell (don't "ask," tell) the claims adjustor that you would like to reserve the right--since you are recalling titles from memory--to add DVDs to the list until the insurance company renders a decision on your claim and see what she saysAgreed, Make sure the insurance people know that you had 700 (or whatever the number is) DVD's and that you will continue to update the list as you think of them. This way there won't be a surprise later on. If your current list contained 600 titles that you remembered, at least they know there are still 100 or so titles that you can't recall and that you'll be compiling the rest of the list in the meantime.
Don't make them think that the list you just gave them is the complete list.