That's the best solution for me, too. Unfortunately life doesn't always cooperate with our best laid plans, and that's what makes me despise the subscription model. It takes away my freedom to organize and rearrange my finances as life circumstances change. 2013 was my worst year in 11 years as a self employed designer -- even the $360 for the year would have been painful. So for now, I'm really happy that I'm still sitting on my copy of the CS 5 Master Collection. I intend to hold out at least until 2015, but we'll see what new developments Adobe comes up with, both in software features and subscription pricing.