Ever wake up in the morning and find your autistic child has spent more then $500 in XBOX Live downloads? Yeah, that's a serious problem. And, in a funny way, MS doesn't provide any method by which to remove the CC from your account. I called them and told them I'd have to do a few things and it'd take 10 days to remove it from my account.. what a joke. So, I just went into the system menu today to disable all XBOX Live, but come on, this should be a lot simpler to just allow you to remove a CC.
For Christ sake, the Wii doesn't save my CC as part of anything whenever I purchase Wii Points.