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The build quality and insurance is pretty good in my opinion.
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The build quality seems fine. Panamax offers a warranty and not an insurance policy. In fact, you'll find $10 surge protectors offering similar warranties suggesting that maybe how is it that just about anyone can offer this warranty? For another take on this, read
So how good is that Monster Warranty? You feel luck, punk? Others have posted they know of people who've had good experiences although I've not been able to get comprehensive details as to how their warranty experience went.
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My wife is already saying, "what do you want to spend all that money on some box that doesn't do anything better than what you have already!".
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She might just be right there.
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Someone please help me explain to my darling wife the virtures of having a better SS so she'll understand.
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Then have her read the thread at the top of this particular forum regarding surge suppressors.
Whole house. For the stereo equipment, a device based on Silicon Avalanche Diodes. For sundry other things around the house like the washing machine, microwave, etc. $1 Leviton plug ins that I picked up at Home Depot in one of their wheel barrow specials.