JFIFHH(Photoshop 3.08BIMix;Westpac's David Morgan: Laughing all the way from the bank.P Rob Homer  landscape8BIM%i|C> Ի8BIMHH8BIM&?8BIM 8BIM8BIM 8BIM 8BIM' 8BIMH/fflff/ff2Z5-8BIMp8BIM@@8BIM8BIMIX rgb_morganXnullboundsObjcRct1Top longLeftlongBtomlongRghtlongXslicesVlLsObjcslicesliceIDlonggroupIDlongoriginenum ESliceOrigin autoGeneratedTypeenum ESliceTypeImg boundsObjcRct1Top longLeftlongBtomlongRghtlongXurlTEXTnullTEXTMsgeTEXTaltTagTEXTcellTextIsHTMLboolcellTextTEXT horzAlignenumESliceHorzAligndefault vertAlignenumESliceVertAligndefault bgColorTypeenumESliceBGColorTypeNone topOutsetlong leftOutsetlong bottomOutsetlong rightOutsetlong8BIM8BIM8BIM T~ JFIFHH Adobe_CMAdobed            T"?   3!1AQa"q2B#$Rb34rC%Scs5&DTdE£t6UeuF'Vfv7GWgw5!1AQaq"2B#R3$brCScs4%&5DTdEU6teuFVfv'7GWgw ?I%)$IJGʯA!O~ֵs.:'RޟDC&6\~75ko z]7~ˎGgT쬇͟VKhخ{ϠM'(N֋}ke͝WH^Nj6hr.E粺^FFVλX@xcz'R ~=8G"^ژ-$qj^ix`2Z5K~}VOew㞜HcI8[Sc*1py89/asLF\ױf3h(RI$)$IOI%)$H?$ bO'+M? *vDtnziu;w}45ܗlk0[ck >hձEP^A_;d, @ h56uO5[՛NёkS3\Uv?-YV2շp׋Ӂu I7pOf>>]]Y>O9ۛIsT?RfMV2֋\>V;;Q2GnY'k'ѩo{n p{ِhlk鱎"Z;󽫍:3sK ێolFu=G?0C}\K[~kBu7.z^h 7 >dukfA|u%>S=6\8GUƸ6I$I%)Y Ϣò+x>mU1ۚvA"*uzOQ̌_x{4n߳B5K_>?E\ *0\ ?>OA&1Z'>ޔ6s^AծGwvכgJ}b۵7ƹm޸鬒ƐB]8ooGѬ4_q-d.[|l~xo9 vw[qV|[K]voUk7"]F˳F3ݗmlp-{î:Qd‰؝ /ioZ=O1okbAlT_^Dt s%4~%IgkuQdDOKDC"riU_Nd6ޭnljWdt4ik\~󗓫8r\B$RI$aI%)Rk7NAH#B8)D2+q7y?ԱZ:olk׳)43,qٹ,lKSң Ӂ;Cu" :>KN+R&2t.oc!nW~tLlvFmǽZ;_}5U!J[Nooig[AwE>/M~KMGNݾ]G>cQ>#t`.-/07{au 2f%v 5Oߙ 2, G}4zm}BΏC,FZ;;ҷ3dY;x~ӳbe' ?U:2r0DŽdmMh˷=~^ ?Yzk_SrXl|<sXK$:'i"7RI$aI%)$II+ȺEo- -N8U)t; :tzy+7ƌ:eUc'p|ܱ׾cFKNe{.ޭrF[eVmn,ÐZe]}?Y2X\!1US?d' L{J9u^LUߴ3m cٙs>?\lΕP L4!}<>,O܆2Il̘hu6ַTag,kE`r]Zi7zS2_'Vߚ՛r/_M;IÜ `.e ﳱQ;BL=w|=Ushc*Vz_ahϳ+pc7#椒I9kI%)$IJNِ$?I]k[>N?K}oBIfWgo=Us_K1p&6-K=[7 ϵ ?Щbno2>ݍEyJ}?VZlf^ٳ֏SnEI$w$IO8BIM!UAdobe PhotoshopAdobe Photoshop 7.08BIM qExifMM* <z(12; i$Westpac's David Morgan: Laughing all the way from the bank.HHAdobe Photoshop 7.02007:11:08 23:05:00Rob HomerXrz( HHJFIFHH Adobe_CMAdobed            T"?   3!1AQa"q2B#$Rb34rC%Scs5&DTdE£t6UeuF'Vfv7GWgw5!1AQaq"2B#R3$brCScs4%&5DTdEU6teuFVfv'7GWgw ?I%)$IJGʯA!O~ֵs.:'RޟDC&6\~75ko z]7~ˎGgT쬇͟VKhخ{ϠM'(N֋}ke͝WH^Nj6hr.E粺^FFVλX@xcz'R ~=8G"^ژ-$qj^ix`2Z5K~}VOew㞜HcI8[Sc*1py89/asLF\ױf3h(RI$)$IOI%)$H?$ bO'+M? *vDtnziu;w}45ܗlk0[ck >hձEP^A_;d, @ h56uO5[՛NёkS3\Uv?-YV2շp׋Ӂu I7pOf>>]]Y>O9ۛIsT?RfMV2֋\>V;;Q2GnY'k'ѩo{n p{ِhlk鱎"Z;󽫍:3sK ێolFu=G?0C}\K[~kBu7.z^h 7 >dukfA|u%>S=6\8GUƸ6I$I%)Y Ϣò+x>mU1ۚvA"*uzOQ̌_x{4n߳B5K_>?E\ *0\ ?>OA&1Z'>ޔ6s^AծGwvכgJ}b۵7ƹm޸鬒ƐB]8ooGѬ4_q-d.[|l~xo9 vw[qV|[K]voUk7"]F˳F3ݗmlp-{î:Qd‰؝ /ioZ=O1okbAlT_^Dt s%4~%IgkuQdDOKDC"riU_Nd6ޭnljWdt4ik\~󗓫8r\B$RI$aI%)Rk7NAH#B8)D2+q7y?ԱZ:olk׳)43,qٹ,lKSң Ӂ;Cu" :>KN+R&2t.oc!nW~tLlvFmǽZ;_}5U!J[Nooig[AwE>/M~KMGNݾ]G>cQ>#t`.-/07{au 2f%v 5Oߙ 2, G}4zm}BΏC,FZ;;ҷ3dY;x~ӳbe' ?U:2r0DŽdmMh˷=~^ ?Yzk_SrXl|<sXK$:'i"7RI$aI%)$II+ȺEo- -N8U)t; :tzy+7ƌ:eUc'p|ܱ׾cFKNe{.ޭrF[eVmn,ÐZe]}?Y2X\!1US?d' L{J9u^LUߴ3m cٙs>?\lΕP L4!}<>,O܆2Il̘hu6ַTag,kE`r]Zi7zS2_'Vߚ՛r/_M;IÜ `.e ﳱQ;BL=w|=Ushc*Vz_ahϳ+pc7#椒I9kI%)$IJNِ$?I]k[>N?K}oBIfWgo=Us_K1p&6-K=[7 ϵ ?Щbno2>ݍEyJ}?VZlf^ٳ֏SnEI$w$IOC    $.' ",#(7),01444'9=82<.342C  2!!222222222222222222222222222222222222222222222222224";!1"AQa2q#BR3b$r/!1A"2Q#aq3BCR ?" """ """ %)=B3cÄ)ҟ.?=S"!vA ad'D+w}]#Nc_*`Y}Et@ .Q~/NJ alm\a˗;ZLOKbKwFgGiNY,|,y]k3b,\iY4f ùp.'|>K'gM upf-+wWqdž64GZՃa,a$Tg.ْ~F9De\\q抱5M5ZrHĞID& AdcF)uL.eY'mkI1NWu.C9+٘2ƗB|nůi{'d(" """ """ """ """ """I@.4vq[CAWetYϛC@ƻp HIh0d /ĆWAz뾡~3pN<EI%SuNr1vM;p(*5!a{oxbxB0ݳ!Ӥ2wZO!z++5g]R]=6M:`MMʻ4 QM&R뵶x.p׏Itc" ǰ\{\9\׶qeÆXTZD,v iPB3J|lp}wNcY{qŮ1\@(7-ClcE7'K'ދV=;PI&~K>cpoUpr۲ kpQj?'X6{ЗCk˝/ЫcrxҎ+4NB*%km\Iɖ"O*9 j(" """ """ """ """ ""=5ݛ#anjXB؆yl #n?x}Ud*8Sg 1m7_Q^ LWh 濭:_ xQ:{nr1I\F1lI6wN)?wRn P;]hUsacqsCrk7 IԱ.^XB䏿]tq9 o /W2Y<`8 Ņ$,8 ^\Aa]YUWW?8O#1PqʩK ykZAEuk$=Y5'}KT2YBr9j-CN!H>i+D@DDD@DDD@DDD@DDD@6;+T m|>4xFRXwJJX|Uײsx2yI=- (l1QpweLib(3<9JƦ4Ԏ1 j2Ew;4B4Lb4.J{ ;XwQZ[Ca}Շ[˫47% }Kb)vUW_94z A J܌CϴoQxdXu3| P'G ?)g +F&Iqo{- tA9Dz 0I^l _Q`6"(;.S8ݻmnk,wWG|mˋkx2Ym;.gyD$9^S8o~VAvUjJ׉1[_b#vіԅF phHRTW6R 2veFiy39qnZƘܸR7*y(,iC=Tϗksg.K)XY# 9+$rCy 3/KgPb3vObc$*}Ei " """ """ """ "/qiśP0+V?vzq6aNՓYcsU.3x%€v|3<kxȇ}U+m۪֬Q+wڔX}Vm6ۈ* c.z{LHgۺ&Z6Ґ`Vdž@ Z#cmu]tXѵe!L9+Ð>K<{+ Dhaʣ췳zA E%s^݋ wDoK"㿪J]GQĆn{ 7!񲼮#޻i6.6Tc_Mf-c=_<8;`E~cEwǨ"ң%5#w7] IYǚq$c{mo1kZl;ԞGʖr7OAI$mc3(d69h.,ij76>Zd2Gy Nl1ͮ n ,Ȇ)@$Cct{Zm,wz/973knpUk=hjq;.6]:38G(ce0ߡ2xs4Đ;{GFO+N;z69iPK~ zph|= ٰiZA[+2źj" " """ """ """ jCָo>+co~7*ō-SqflQg&s?6s40 h%E#'tZ[fv> $3L `@d8_X5)̱`}iXə+8M.Z٣+H?2ŋ Z& J q^|Rjg' O 7vF歰oU4ۋ>'/$pU4/88K&@Sn 1¯{57WiRk80x䊰\-3Okq > ^K[egrJ-wd~c^hOq]v1URn:CI u1LBֵ7dr'n1`qϪZn-ld<+cOU"_M`ĎzV6ݸY8_#lwDײǜ=^xeǗЭ"sCDב3]{6u~1H(=?\|eʑ#oz+%͟( 6؟(d|@@7Hx^!ުwL${Ok›~QY E"q꽶'Q[~fZ[b}CA)Q(8nE`l6~_Pdݣ ȎǕv;-Ykww>Kg-2 8/ت_Ut3^c»grqhD 0w7\c|g ŗc-pXWK꾘ќk,?.j v FV|DEAD@DDD@DDD@DDy_ߖ,VwCyq{9fm8/h3q $Ba"v+&.S3~~*͝NoPoqKg`qa<=V|`9F7#S'M|- I~ՓCn6LJX O:/"6z LY!vn|:@78sbqp#13coo%%dv&.T@)Npd}",<8]40epҺOƀIXδF?`u t.fbcips?WH~KȴvS_G ndS95#p$h<:VXIa!Աӧtr5wƟFkMx֏K4,cŵ\].jG3 9u iHcӰeT4E}H/&:^ s~/S3ZIv$`,Vhs-`3|T|AN[icb@7RCi>Y eY6che>mRJaiyr"3xt't6A$+0C$ly%y`so¦~jK_6(oV9? <ñ nSJ=(wŤo60B{?]7Vh$4ޡӝF7Ǔ Z[wak;k㑼f-ePZi9uFjWc8:6F٦4QkheG3m T5FY)FTU& #A<2V2AJձDm-UՏ`ѵf֯)bVaq O9G!|'95õU.ݻ+r2CL"hDDD@DDD@DDD@A7ssH Gt=H`/nlXW+c]zv,|x}UWH8uT|b+T.v{p;ם7Yy\Cx 3eeIXak@8 CNOu :.[ovego?u&,sQhq2MwaoeFɱGnnb|,G>Q'^IㅎJ|]K4)_X-yuFT]4tmfG٦w9HXu=Msql$sBТVd<0X>>P4,lyF6II'HnZH#! ik~):cptz~^!k.՚L ]@Y]^aŀ$ w+(;CM\|wFGn*vt֪ xKi]&p.]ʢu>cm߅RI%` ^{Ok]ѻ-#O f<+Z}h^e~M$/X21iqMA+M~^7!+0^k %%mN<2 |rlvU.K+.<&yd=塡Ƿi˧N"|vixcBX8?[ږ901fDy;W.<^hiUObu {H4r?(44w z6[d@_ܛ\s wdRLICA\:w?&vgK@톋\ּ|-:wC%idC n\6D[Ǘ^ݲ/*M21ڒ#lsd-}pK=P@)aʌ{m(ql1 ʩBe͈BnT Aw&]5 <- USZr[t}SJO}ǝXۚϯ\2&m4J,"UĨA)Oz:B" """ """ ""͋`o{XT2$n2Ñb3# >e6^imdecEMQyS8Ⱥ"%lR\pQZѵҸ{կRgI15o! ^kVXw-ZR/=;W0+a .V~Tnvm>[GzGjuw#7#y# ]OQӿ.rqfym qVM'a쫜X'+sqq3ƼԍcU=#b8nFZ>CMjavoęPvS6Cڃ|v&@"soRP11Yr湥uڹS1iM qVAMq٦^#!'^ՂW_m;#"A$JZRe>=OcE1χd{H>ѣD (ɥN{A\a-R^[/Z@\#ԑ8XM͙@kTl(7hpspɌE[tʶA[kiu8wpTbmu IEW6qZ䷁9fQdm#?U^v@ϐ0~,iih? ȷ鳷V10!ɾ uQ>{v_af>Qpk`d/=8FN*)c^՘bd꩎b36G˴ouRdbxn卼ߒX5$)_$e|E Q5n,}: KR$ǕVjq5r8W,6N6Iݜ_.N_LkƘ5 Z2GK3RC/1<] C@t͒8/:l,svy>G,lZ<`ߪc6G@ =쑣q袲`{^unQ^SeP#BꐵS1Qyq6@xXܷe&la; P+cXfy쵳~>h!mgaP$X QJe-Vl㼚&Qz̢;Mʭ1fZQIL""""" """ """ M8f`ta+ѵ+Øickh^h"ߧFC#E\VfbGeU(EoD(HY!4nG!FrGq%1/ܪZ-%ews#=,>B)s+((*gѧݢcsK\T0KZ~+2;p~Ui{|AC,-3qǘ{)UWl:y$M~bd97T?) Vm=l?U\zb~Q@=%sw4:Ӂu&͏c5A!Ra\J{0H 4^7+N1YN?շ/0k߲;|+">+7xD?ZzN^d{uU^Xw=÷l|x5/W/Haxrqo$tvcCߊhi[@X4NJv߇4wV:=1qU(M{;<2&i ت$x.Z{E٠?U3:XXAEO6>╟Y.ZrKnERNJ)&7v=\`c$oݬ(f 퐶k>\;au}:CF]BZW6MLĐd]GNI4Wf$'Q5^g<4I1c쵈[]/sז]}8^+cs~{ْnpV8t ,]IlbcwRmY9(\ks bcJK~)o:4im;9"/@" """ """ "":Tz{pfw-^^>qn%`c,-f3r~r,pMUY}8R:ѵǖq,p-KL8.hwZM2)i3v4] \i)*$R!}-䂼 Vx!Ii'[SEF]eOmp4ֶ |H+s$ IT78YfL%;O UYjU=6g]@t|F!/psκ`EuҀ Z84ukfH]RicFl<_*Ȗ"W:I ǎmlC; `{!?I޽ ly9w>o}6Wjl=Y_p5Q(sGtGC[jsM>OEr NMzLɛWO3u=$- ㋥c? &ƇڄLH >7փl]:X^Ƈ6<gƻ.4 (mz4̟NNI(r6CwH@_!Ďk>[3R} oQ7Ud )[&{KG' "h.hca,O,mQ:Rtdmz"5:ryVqf‚`r ͞C$xii+[gCřa2pLϕsds\d+ʺ1Q37R|#K_#"&&v#uc:]Y_W0Ynj)ɎQWq-MXŎ}oଞDweqעgV?[%<=Wc茱&;]9Efc ӾZT֦14U=2N'O`H _ҳb~ (Nk!sKH{Unf a`=.e&0MrO#q'tuq~;}1\y 9ks'$4[N+;_n~4npocꙷ7 4q8z.͒g Hs?AR=wK.tl. @Oك'(^9?e~Ҵѳ'0=r>).ԧv82n&+S>>y=c_?7Ӵu @z6lsƍ Z>KttXаc.+ѯ%9{z" ~wNJ Sj?O>ߺHhsq+ v5!Q9pn uZT1_hdt Zt_{ߟBltq1fČFƂ軞yIK#*}'`.76M~o5ָ~V<ޝsKM}좺rMFTIa]EX2?0ƕHɪKghvuڃ4g[KGr(h晙'3\xA#֕''%\4σ&C{TP;݆?uy""" """ """ ""د^# =ͭ>ڵ[eKٳ\Zo+uMdf6@J6ˎVUs(J.4gxYy:O5VI{MW 4bp!'s;HY-v8xY#k,Lx1a8kXuaikskԫ3P!n\-ͫVIwK՜{]sf`e:7GULRSQUq55i=MձNw5/~\W>W4=>LjpWϺrZLwagn\Y^8&c)jq"ﺛt͗yK[FkK5<=~,HcF{(4Y>$fȱͪSr^;`u!\$ݧ,PMY5dKݹ9 /6fm[AaYgL|y}{*f AZ<<Êe`nGhZxրI\1~;{(g\V\x s!'KMێb wV 0⍔sgRV!.59rn.cKh=ڂiKMtFxݻrOQu.yd@*0M7FXvm6J}^sкv.y\6O6gS[|e9:J&"-fP" """ """ """  ,4V%來xܳ)V˖̑tq_tq糴[z#\vI{mWM}:-{Gm%͠G%+A+0kt'P3eK'wҵ?;m8.3hoԮ׺#PjdUgG+0I%j+RXu,57着wޟeE,2--#E2<*ZΏn-XͥFFO+=֍Pg9:{6ΰ_KwM&(8bi` xϯ y".1[T.q[ 8`Fea6 "%Ak8fq7mu57-U՞|xqB,Gfsۑɡ˿UpYsS\ ֗mh,up U^E#M#gwUQQݮm ڷ(`5ۼ ckdQN^vy}'UX[k/-htx%aNq?P 4$qòqH)q#A%qycîu(č=% ŦjDrZLnAs6/UN,_sUD@DDD@DDD@DDD@DDzw@ea*aDTY835Ѵ._8_(4mR]329qQ6IYy-=J3;& k3}r̘[\tQLwqճC."{χ|+u] 7Ֆ8Y_?DNCt)ɌY>ˇ陏Ř?*ɤk|LW]'Y I;+?kHcƋosG(|-Rg6zs#|Fw|ia2.wrEYR! n $w=vY0qh;+\B$ l jޅŒHxz;hih۫5om+\$ǓFT0DŽ_èVQQNK?WnS?9mN>iyG{PZ,$ԉ .|Px֗][e.Gu?9ƞx٧bA_X~a/á#W_sS'Z#h,e#IQVG2. :`J勣u%wIeVeDZ B" """ """ """ ""Ag \}]y^vڂ->|/Ck,4AՇDq]R?{*5+POt oXܨH PLyrDMi3 X{[ޙas(m7WPLLݱ-*ׇC+\ 2DhG͑RXZ:,yJ,rX gOeí<VwuFE J9b# osO`yZiqR1뱱Ś{$Xjc-{}=?rۋ#^ٿ8us"f7-[^NJ7|- PEò%}?u =ucZ^W0o]i/lags~T%3uZv6D3px"4~xH k䅳ZN~N9 }>DbntLROEK;ZZhwuŁyRv"w{Z$#|醴فf\UۻRIqq`=]?5,h0c{Tᄡa%)Z+""" """ """ """ $h7~A,EЌB,iDg=>4> "6h6P WkQ@%Ã~(=gc^r7{W"=)~@y(&b͙k YV=MƂ y˖O6MȊ:>=ixqV#Z\H}Ge'EZ"a# Fܭb6KeG/L?u36N…,(827= HH>"O$Ww;3ohZv@6HGH>"/g?qOPDDD@DD