agreed. if you can buy components, do it.
denon is very high on my list. i may be picking up a 2803 soon myself.
if you're serious about going separates, here's my suggestions.
1. read the beginner's faq - this is a must for you.
2. when you're ready, post a question for each piece of gear. one for speakers, one for receivers, etc. that way you'll get answers specific to the component. if you post a general "what should i buy" type question, it's harder for us to focus and give you a straight answer.
3. also, be sure to search in the appropriate forums. i can almost guarantee any question you have has already been asked before.
4. take your time and do this right. you'll be much happier with your purchase...knowing you made the right decision.