Robert_Z

Online credit report?

Is the following site a legitimate place to get a credit report? I have never seen my report but would like to.

https://www.annualcreditreport.com/cra/index.jsp

DaveF

According to the FTC's website, that is exactly the right site. (I didn't know that)

Texas has had this available since last summer


See here for info, including a link to the website you're asking about.
Free Credit Report Rollout Begins Wednesday (2004)

SethH

Yep, you can get one report from each credit bureau per year. You can either get them all at the same time or you can spread them out through the year. If you've never checked it before and you've got a pretty long credit history, it's probably a good idea to check them all at the same time to check for discrepancies between the different agencies.

Brandon_T

I just did it using that site. I have always had great credit, but wanted to make sure that there was nothing negative on there right now since I am juggling two house payments, and all the related bills. Great Site!

Also, be aware that you don't get your credit score, unless you want to pay for it.