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Originally Posted by Viper
I've had the same card with a $10k limit for years.
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No offense intended, but that doesn't really mean all that much in terms of a credit check. There are plenty of other variables that are taken into account. They probably only give instantaneous credit to those with excellent or near-excellent credit scores. Another possibility is that some data from the credit report didn't quite match up with what was in your application so it got flagged.