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If he did have all his money then why would the fake Lawyer try to bribe him with an "Upgrade" ????? That indicated to me that he did not have his money because he could not afford a better mental facility. Hurley did look tempted by the "Upgrade" until he was spooked by the ocean view.
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Hurley stated in the last episode that since he would be assumed dead, his money would would be dispersed and he had no interest in getting it back. But yeah, you would assume the money would go to his mother and she would take care of him, but we don't know if she's even alive at that point in the future.