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There is something worse than being hit by an idiot with no insurance, and that is all of us clones being forced by law to buy car insurance whether we want it or not.
We pay month after stinking month, and when we finally file a claim, it is either denied, or we get jacked during the next billing period. Sounds like a no-risk money-making venture for the insurance industry. Their lobbyists must be smooth talkers.
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