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They're all scams in one form or another. A guy I know came by my house once telling me how he's "retired" (he was in his late 20's at the time), and oh, would I like to buy an air filter?
The air filter people told him after signing up that he was retired, and he believed them. He bought a bunch of air filters at "discount" price and tried to sell them to everyone he knew. That's a funny definition of retirement.
Last I heard he still owned a dozen air filters at $600 a pop that he couldn't unload, and he finally quit telling people he was retired.
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