A recent death in the family prompted a conversation with my wife about life insurance. The conclusion is that I should have a larger policy in case of my unfortunate demise. Currently, I have the standard work-provided policy, which is one year's salary; I need something to provide 2+ years for my wife. (We're young. I don't know that I need to provide her with a lifetime's insurance currently, balancing curretn expense against future risk potential.) I just have no idea where one goes to get life insurance. Well, the problem is there are too many options and I don't know how to quickly filter down to two or three good options. Where do you get your life insurance? I spoke with a friend about two yeas ago, who sells insurance for a respected company. I was stunned, as the pricing seemed outrageous. I think it was $50-$100 per month, which seemed unreasonable, and put me off the whole thing for a good while. But now I'm back to it. I was also talking with a financial planner -- the kind that wants to sell me a mutual fund with a 5% load fee -- and she's more than happy to sell me insurance too. I'm at a loss for a good starting point.