So Im looking into options of adding a DVR setup to my ever expanding HT setup. Ive heard of Tivio but dont know too much about it. I currently have OLD SCHOOL basic cable. The one that comes directly from the wall and includes around 60 channels. This cable is fine for me and I enjoy it. I live in a college complex (not an apartment, but a neighborhood). Our rent includes cable and internet. I dont want to upgrade our cable and it effect everyone's bill. I know Tivio is $15 a month plus the device. 1) It says I need a cable card from my service provider. What exactly is this and do you think my provider will bill me for this? (Northland Cable) 2) Can I just plug my standard cable from the wall into the box, then HDMI output into my receiver? I got a new shift at work and miss some of the shows i like. Plus I want the ability to get my cable via HDMI Thoughts!! Thanks!