Since I stopped working in Afghanistan in August, I have been without health insurance. I know that by law if I go to an emergency room they must treat me. However, I want to have some type of insurance in case something major happens to me. [Although I am curious how they would collect if I decided not to pay - I read that this happens a lot]. I'm not really concerned with small stuff that I can pay out of pocket. I am only looking to insure myself - a single 35 year old male that doesn't smoke with no health problems. I'm looking for something with a high deductible and low premiums. I really don't know where to start but I would like to go with a "big name" company. I have heard people mention Blue Cross/Blue Shield. I have read that this is not one big company but an national trade organization that links 38 independent regional health insurance companies in the United States. So I am looking for feedback on either: either advice on what insurance to go with and/or personal stories about people who have decided not to pay their medical bills and the resulting aftermath.